Services
Insurance Options for Different Needs
Insurance needs can change throughout different stages of life.
You & Me provides guidance across Medicare insurance, ACA Marketplace health insurance, and supplemental
insuranceoptions to help you better understand the coverage available to you.
Medicare Advantage (Part C)
Medicare Advantage, also known as Medicare Part C, is another way to receive your Medicare Part A and Part B benefits through a private insurance company approved by Medicare. Medicare Advantage plans may include additional benefits and, in many cases, prescription drug coverage. Benefits, provider networks, costs, and availability vary by plan and location.
We help you review available Medicare Advantage plan options and understand their benefits, costs, and coverage so you can make an informed decision based on your individual needs.
Medicare Supplement Insurance (Medigap)
Medicare Supplement Insurance, also known as Medigap, is private insurance designed to work alongside Original Medicare. These Medicare Supplement policies can help pay some of the out-of-pocket costs that Original Medicare does not pay, such as certain copayments, coinsurance, and deductibles.
Medigap policies have different benefits depending on the plan selected, and availability may vary by state. Our team can help you understand how Medicare Supplement plans work with Original Medicare and review the options available to you.
Prescription Drug Plans (Medicare Part D)
Medicare Part D prescription drug plans provide prescription drug coverage through private insurance companies approved by Medicare. A standalone Part D plan can be added to Original Medicare to help cover the cost of eligible prescription medications.
Each Medicare Part D plan has its own formulary, pharmacy network, premiums, deductibles, and cost-sharing requirements. At You & Me, we can help you compare available Medicare prescription drug plans and review whether your medications and preferred pharmacies are included.
ACA Marketplace Health Plans
ACA Marketplace health insurance plans, also known as Obamacare plans, cover essential health benefits such as doctor visits, emergency care, hospitalization, prescription drugs, preventive care, mental health services, maternity care, and more.
Depending on household income, family size, and other eligibility factors, some individuals and families may qualify for premium tax credits or other Marketplace savings. Eligibility and financial assistance are determined through the Marketplace.
We help individuals and families understand their ACA Marketplace options, compare available plans, and complete the enrollment process.
Stand-Alone Dental, Vision & Hearing Plans
Dental, vision, and hearing insurance can provide additional coverage for services that may not be included in a primary health insurance plan.
Depending on the policy selected, coverage may include services such as routine dental care, exams, cleanings, vision exams, eyewear, hearing exams, or hearing devices. Benefits, waiting periods, provider networks, coverage limits, and costs vary by plan.
Our team can help you review available dental, vision, and hearing insurance options and find coverage that fits your healthcare priorities and budget
Hospital Indemnity Plans
Hospital indemnity insurance is supplemental health coverage designed to provide fixed cash benefits when certain covered hospital services or events occur, according to the terms of the policy.
Benefits may help with expenses related to a covered hospital stay and can generally be used by the policyholder for healthcare-related or everyday expenses. Coverage amounts, limitations, exclusions, and benefit conditions vary by policy.
We can help you understand how hospital indemnity insurance works and whether it may complement your existing health insurance.
Cancer, Stroke & Heart Attack Coverage
Cancer, stroke, and heart attack insurance policies are supplemental insurance products designed to provide benefits when a covered condition is diagnosed or when certain covered medical events occur, subject to the terms and conditions of the policy.
Depending on the plan, benefits may be paid directly to the insured and may help with expenses that arise during treatment and recovery. Coverage, benefit amounts, exclusions, waiting periods, and eligibility requirements vary by policy.
Our team can help you review available cancer insurance, stroke insurance, and heart attack coverage options and understand how this type of supplemental coverage may work alongside your primary health insurance.
Have Questions About Your Coverage Options?
Our team of licensed insurance agents is here to help you understand your health insurance, Medicare, ACA Marketplace, and supplemental coverage options and take the next step.
CONTACT & HOURS
Monday–Friday
8:00 AM–5:00 PM
Texas • Illinois • Florida
© Copyrights 2026 | JandS On | All rights reserved.
Privacy Policy · Terms of Service
You and me insurance group LLC is a licensed Health insurance agency based in Texas. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all your options.
We work with the following companies as an independent broker: [Wellcare Health Plans Inc, Aetna Inc, Devoted Health Inc, Healthspring, Humana Inc, United Healthcare®, KelseyCare Advantage, Molina HealthCare Inc, Anthem, Scan, UHOne, Verda Healthcare, Community Health Choice.]
You & Me represents Medicare Advantage (HMO, PPO, PFFS, and PDP) organizations that have a Medicare contract or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare. If I qualify for Medicare, I request to speak with a licensed insurance agent who can provide details on available Medicare Advantage and Prescription Drug Plans benefits. This request does not obligate me to enroll in a plan, change my current coverage, or automatically sign me up for a new plan. *Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply. The Part B Giveback Benefit pays part or all of your Part B premium and the amount may change based on the amount you pay for Part B. Not all plans offer all these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply. Enrollment in Medicare/Medicare Advantage may be limited to certain times of year unless you qualify for a Special Enrollment Period. [MULTIPLAN_Y&M_WEB_2027_C]