Last Updated: 09/21/2026

This Privacy Policy describes how You & Me (“we,” “us,” or “our”) collects, stores, uses, discloses, and safeguards information when you visit our website, complete a form, request information, or otherwise interact with our services.

By using our website or Services, you acknowledge that you have read and understood this Privacy Policy.

If you do not agree with our policies and practices, please do not use our Services.

Table of Contents

1. What Information Do We Collect?

2. Sources of Personal Information

3. How Do We Process Your Information?

4. When and With Whom Do We Share Your Personal Information?

5. Do We Use Cookies and Tracking Technologies?

6. Is Your Information Transferred Internationally?

7. How Long Do We Keep Your Information?

8. What Are Your Privacy Rights?

9. Insurance Requests and Enrollment

10. Data Security

11. Children's Privacy

12. Do We Make Updates to This Notice?

13. How Can You Contact Us?

1. What Information Do We Collect?

Personal Information You Provide

- We collect personal information that you voluntarily provide when you:

- Complete a contact or information request form

- Request information about insurance products or services

- Request to be contacted by an insurance agent

- Submit information regarding agent or agency opportunities

- Communicate with us by phone, email, SMS, or other communication channels

Depending on your interaction with us, this information may include:

- Contact Information: Name, email address, phone number, and mailing address

- Insurance-Related Information: Information you voluntarily provide regarding the type of insurance coverage or services you are interested in

- Agent Information: Licensing information, National Producer Number (NPN), states of licensure, agency information, or other professional information when applying for or requesting information about agent opportunities

- Communication Preferences: Your preferences regarding phone calls, email, SMS, and other communications

- Form and Interaction Data: Information you submit through our website and records of your interactions with us

Sensitive Information

We do not knowingly request or collect Protected Health Information (PHI) through general website contact forms unless a secure and appropriate method is specifically provided for that purpose.

Please do not submit sensitive personal information through unsecured website forms, email, SMS, or other unsecured communication channels.

Sensitive information may include:

- Social Security numbers

- Medicare numbers

- Government-issued identification numbers

- Financial account information

- Detailed medical records or health information

- Passwords or account credentials

If sensitive information is submitted through an unsecured channel without being requested, we may delete or otherwise appropriately handle that information in accordance with applicable law and our internal practices.

Information Automatically Collected

When you visit our website, certain information may be collected automatically, including:

- IP address

- Browser and device type

- Operating system

- Website usage and interaction data

- Pages viewed

- Referring website information

- Approximate, non-precise location

- Date and time of website activity

We may use this information for website security, fraud prevention, analytics, performance monitoring, and improving our Services and user experience.

2. Sources of Personal Information

We may collect personal information from the following sources:

- Directly from you when you submit forms, contact us, request information, or communicate with us

- Automatically through your use of our website and related technologies

- From insurance carriers or other insurance-related organizations, where permitted and appropriate

- From business partners, service providers, or authorized representatives

- From publicly available sources, where permitted by law

- From other sources you authorize to provide information to us

The specific sources of information may vary depending on how you interact with You & Me.

3. How Do We Process Your Information?

We may process your information to:

- Respond to questions and information requests

- Provide information about insurance products and services

- Connect you with an appropriately licensed insurance agent when applicable

- Assist with insurance-related inquiries

- Communicate with you by email, phone, or SMS

- Respond to agent and agency opportunity inquiries

- Improve our website, Services, and user experience

- Maintain website security and prevent fraud

- Comply with applicable legal, regulatory, and contractual requirements

- Maintain appropriate business and communication records

Where applicable, we process information based on:

- Your consent

- The need to provide requested services

- Legal and regulatory obligations

- Legitimate business interests

SMS & Communication Compliance

By providing your phone number and providing the applicable consent, you may agree to receive calls and text messages from You & Me regarding your inquiry, insurance-related information, agent opportunities, or other communications you have requested or authorized.

Message frequency may vary. Message and data rates may apply.

You may opt out of text messages at any time by replying STOP. You may reply HELP for assistance or contact us directly using the information provided below.

Consent to receive marketing text messages is not a condition of purchasing any product or service.

4. When and With Whom Do We Share Your Personal Information?

We may share personal information when reasonably necessary with:

- Licensed insurance agents and authorized representatives

- Insurance carriers and related insurance organizations, when appropriate and authorized

- Business partners

- Website hosting, technology, analytics, and communication service providers

- Customer relationship management and business support providers

- Professional advisors

- Government, legal, or regulatory authorities when required by law

We expect service providers and business partners that process personal information on our behalf to use such information only for authorized purposes and to maintain appropriate safeguards.

We do not sell personal information for monetary compensation.

Where applicable privacy laws define certain advertising or data-sharing activities as a “sale” or “sharing” of personal information, users may have the right to opt out of those activities.

We do not share SMS consent or phone numbers collected for SMS purposes with third parties or affiliates for their independent marketing purposes.

5. Cookies and Tracking Technologies

We may use cookies, pixels, analytics tools, and similar technologies to:

- Operate and secure our website

- Remember user preferences

- Understand website traffic and usage

- Analyze website performance

- Improve our Services and user experience

- Measure marketing effectiveness, where permitted

You may manage or disable cookies through your browser settings.

Disabling certain cookies may affect the functionality or performance of some parts of the website.

Where required by applicable law, we may provide additional cookie consent or opt-out mechanisms.

Do Not Track and Global Privacy Control

Some browsers and devices allow users to send privacy preference signals, including Do Not Track (DNT) signals or Global Privacy Control (GPC) signals.

Where required by applicable law, we will recognize and process supported privacy preference signals in accordance with applicable legal requirements.

Please note that not all browsers, devices, or websites respond to DNT signals in the same manner.

6. International Data Transfers

Our Services are primarily intended for users in the United States.

Your information may be stored or processed in the United States or in other jurisdictions where our service providers operate.

If you access our website from outside the United States, you understand that your information may be transferred to and processed in jurisdictions with privacy and data protection laws that may differ from those in your location.

Where required, we take reasonable measures to safeguard personal information transferred across jurisdictions.

7. Data Retention

We retain personal information only for as long as reasonably necessary to:

- Respond to inquiries and provide requested services

- Maintain business and communication records

- Fulfill the purposes for which the information was collected

- Meet legal, contractual, insurance carrier, and regulatory requirements

- Resolve disputes

- Prevent fraud and maintain security

When personal information is no longer reasonably necessary, we may:

- Delete it

- Anonymize it

- Securely archive it where retention is required or appropriate

8. Your Privacy Rights

Depending on the state or jurisdiction in which you reside, you may have certain rights regarding your personal information, including the right to:

- Request access to personal information we maintain about you

- Request correction of inaccurate personal information

- Request deletion of certain personal information

- Obtain information about how your personal information is collected and used

- Opt out of certain data sharing or targeted advertising activities, where applicable

- Withdraw consent for certain communications

- Limit certain uses of sensitive personal information, where applicable

- Exercise applicable privacy rights without unlawful discrimination

Additional Consumer Rights

Depending on applicable law, you may also have the:

- Right to Know what categories of personal information we collect, use, or disclose

- Right to Correct inaccurate personal information

- Right to Delete certain personal information

- Right to Opt Out of Sale or Sharing, where applicable

- Right to Non-Discrimination for exercising applicable privacy rights

To submit a privacy request, please contact us using the information provided in the Contact Us section below.

We may need to verify your identity before completing certain requests.

9. Insurance Requests and Enrollment

Submitting information through this website does not enroll you in an insurance plan, guarantee eligibility for coverage, guarantee acceptance into a plan, or create an insurance contract.

Insurance plan availability, eligibility, benefits, costs, provider networks, prescription drug coverage, enrollment periods, and other plan terms may vary based on the product, insurance carrier, service area, individual eligibility, and applicable federal or state requirements.

Any enrollment in an insurance plan is subject to the applicable plan terms, carrier requirements, eligibility rules, and federal or state regulations.

Information provided through this website is intended to help users request additional information or assistance and should not be considered confirmation of coverage or enrollment.

10. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, misuse, or loss.

However, no website, electronic transmission, or information storage system can be guaranteed to be completely secure.

For this reason, users should avoid submitting highly sensitive personal information through unsecured communication channels.

11. Children's Privacy

Our website and Services are not intended for children under the age of 13.

We do not knowingly collect personal information directly from children under 13 through our website.

If we become aware that we have collected personal information from a child under 13 without appropriate authorization, we will take reasonable steps to delete the information.

12. Updates to This Notice

We may update this Privacy Policy periodically to reflect changes in our practices, technologies, legal requirements, or Services.

When this Privacy Policy is updated, the “Last Updated” date at the top of this page will be revised.

When appropriate, material changes may also be communicated through:

- A notice on our website

- Email or other direct communication, where applicable

We encourage users to review this Privacy Policy periodically.

13. Contact Us

If you have questions about this Privacy Policy, our privacy practices, or would like to exercise an applicable privacy right, please contact us:

You & Me

Legal Business Name: [INSERT LEGAL BUSINESS NAME]

Phone: (832) 270-2003

Email: [email protected]